When we think about planning for the future, most of us focus on wills and inheritance. But what happens if you’re alive, yet no longer able to make decisions for yourself due to illness, accident, or age-related decline?
This is where a Lasting Power of Attorney (LPA) becomes essential.
What Is a Lasting Power of Attorney?
An LPA is a legal document that allows someone you trust — your attorney — to make decisions on your behalf if you’re no longer able to. There are two types:
- Health and Welfare LPA – covers decisions about medical treatment, care, and daily living
- Property and Financial Affairs LPA – covers managing your bank accounts, paying bills, selling property, etc.
Why Set Up an LPA Now?
An LPA can only be set up while you still have mental capacity. If you leave it too late, your loved ones may have to apply to the Court of Protection — a costly, time-consuming and emotionally difficult process.
Common Misconceptions
- “My spouse can automatically decide for me.” – Not true. Without an LPA, no one has automatic rights, even a spouse.
- “I’m too young to need one.” – Accidents and unexpected illnesses can happen at any age. Having an LPA is a safety net.
Choosing the Right Attorney
Your attorney should be someone trustworthy, responsible, and capable of acting in your best interests. This could be a family member, friend, or professional advisor.
Peace of Mind for You and Your Family
By setting up an LPA, you’re not giving up control — you’re planning ahead to ensure your affairs are handled as you would want, no matter what happens.